• Mathematics Standard
  • Year 12

Investments and Loans

approx. 10 hrs

5 topics

12 concepts

Build confidence in financial calculations of investments and loans to succeed in your examinations.

Available in


The principal focus of this learning program is to calculate the value of different types of investments, including shares. We will help students gain an understanding of reducing balance loans over a period of time. Students will gain proficiency in applying these financial techniques to a range of practical problems.

Topics & Concepts We Cover

This learning program is made up of the following 5 topics, broken down into 12 concepts.

  • Future value formula 2 concepts

    1. Effect of inflation on the cost of goods and wages

    2. Use of formulae to calculate future value, compound interest and present value

  • Investment graphs 3 concepts

    1. Model and interpret a future value investment

    2. Investigate the effect of varying the interest rate, term or compounding period on the future value of an investment using technology

    3. Model and interpret a simple interest investment

  • Shares and dividends 2 concepts

    1. Calculating the cost of shares

    2. Calculation of dividend paid on a share holding and the dividend yield, excluding franked dividends

  • Depreciation and loans 2 concepts

    1. Solve practical problems involving reducing balance loans

    2. Calculate the depreciation of an asset using the declining-balance method

  • Credit cards 3 concepts

    1. Interpret credit card statements

    2. Calculate fees and charges associated with credit card usage

    3. Calculate the cost of using a credit card with and without interest-free periods

What you'll get

Learning Content

  • A customised learning plan to suit your needs, adapting to your pace as you learn, progress and achieve mastery
  • All the content required to help you master the syllabus, including theory, worked examples, exam preparation and practice questions

An Expert Tutor

  • We match you to a private, expert tutor who is right for your needs and goals
  • Our tutors are talented, tested, top ATAR achievers and subject experts
  • During each session, your tutor guides you through your learning program, providing real-time, live expert tutoring in Investments and Loans


  • Access information at every stage showing what's been mastered, what areas need to be worked on and what's next
  • You and your parents receive a comprehensive feedback report after every session
  • Every session is recorded and available for you to watch at any time, allowing you to review what was covered

Ready to start this program?

Simply pick a time that works for you

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We'll be in contact to match you with one of our top tutors and book your first session

Starting at

$49(inc. GST)

per session

Fully flexible

PAYG and bundle plans

Use anytime

Access to practice questions

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